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The Association Health & Dental Plan

Flexible insurance coverage options to suit your needs and budget!

Health insurance that works for you

If you're self-employed, retired or simply not covered by a group health plan, you know how quickly medical costs can add up – especially those that may not be covered by your provincial health plan. Having your own health insurance (or supplementing your existing work benefits) can help reduce your out-of-pocket payments for common expenses like prescription drugs, dental services, vision care, physiotherapy and more.

Residents of Quebec can no longer apply for coverage online. To apply, please email and a licensed advisor will contact you.

Enjoy low rates

When you purchase coverage through your broker, you and your family can enjoy competitive low rates negotiated on your behalf. You also have the confidence of knowing your coverage is underwritten by Manulife, one of the largest life insurance companies in the world§, which serves over 200 professional and alumni associations, retail groups, and financial institutions across Canada. You're in good company!

To see which plan may be right for you and your family, compare the flexible plan options available:

See all plans

Are you a business owner?

Health benefits for you, your family – and your employees

Not only can you take care of your family with health benefits, you can also provide health coverage as an incentive for your employees. Getting Health & Dental Insurance through your broker offers you a variety of options to purchase health and dental coverage for everyone you want to protect.

Your premiums may be tax deductible

If you are self-employed or own a small business, a portion of your premiums may be deductible as an expense for your business and may also be a non-taxable benefit to your employees (except in Quebec). Please consult your financial advisor or the Canada Revenue Agency for details.

Want to learn more? Contact your advisor today!